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Asset Management Bonds Investing Retirement Planning

Living Off Dividends: Another Retirement Myth?

The idea of living off dividends in retirement sounds nice, but it's challenging. What investors don't always realize is how much money they'll need invested to generate enough income from dividends. For example, over the last 25 years, the S&P 500's average dividend yield was 2.01%.¹ If you have a…

Kristin McKennaOctober 18, 2021

Asset Management Forbes Investing Retirement Planning

Should You Change Your Asset Allocation in Retirement?

If you recently retired or are planning to, you likely have questions about how to position your investments going forward. Conventional wisdom suggests investors should change their asset allocation in retirement to be more conservative. However, depending on your pre-retirement asset allocation, income sources/needs, and long-term goals, that may not…

Kristin McKennaOctober 11, 2021

Asset Management Diversification Forbes Investing During a Crisis

3 Investing Lessons Learned from the 2020 Covid Crash

It was almost a year ago when the Covid-19 induced selloff in the financial markets reached a bottom. The S&P 500 fell from its February 19th peak with record-setting speed: it took only 16 trading days to enter a bear market (a decline of 20% or more from a previous…

Kristin McKennaMarch 29, 2021

Asset Management Building Wealth Forbes Investing Managing Risk

Should I Invest When the Market is High? Dispelling the Buy Low, Sell High Myth

Most investors realize trying to time the market by always buying low and selling high isn't a realistic endeavor. Yet even with that knowledge, if you have a substantial amount of cash to invest, the thought of investing when the stock market is hovering near all-time highs may give you…

Kristin McKennaMarch 15, 2021

401(k) Plans 403(b) Plans Asset Management Boston financial advisor Choosing a financial advisor Forbes Investing Retirement Planning

Should I Pay Someone To Manage My 401(k)?

Investors can save over three times as much in a 401(k) compared to an IRA, without even including employer contributions. So, it's little surprise that most Americans rely on employer plans to save for retirement. Given the reliance on 401(k) or 403(b) savings, investors may wonder: should I pay someone…

Kristin McKennaMarch 1, 2021

Asset Management Infographics Investing

How to Apply an Asset Allocation to Multiple Investment Accounts

Whether you're managing your own investments or working with a financial advisor, setting the right asset allocation is key. But what's the best way to apply an asset allocation to multiple investment accounts? Managing your accounts at the portfolio level vs each account individually is advantageous in many situations. A…

Kristin McKennaFebruary 15, 2021

Asset Management Current events Forbes Investing

How The Stock Market Has Performed Before, During, And After Presidential Elections

How The Stock Market Has Performed Before, During, And After Presidential Elections There’s a lot going on during any normal election year, but fittingly, this time seems different. Of course, when it comes to investing, unless you have a crystal ball, it’s not worth trying to predict the future. Indulging…

Kristin McKennaAugust 24, 2020

Asset Management Current events Investing

Stock Market Performance by President (in Charts)

As the next U.S. presidential election nears, investors may be wondering what the implications are for their investments. How will the stock market react if the incumbent (President Trump) wins? What will markets do if the current Republican administration is replaced by a Democratic one? How does the stock market…

Kristin McKennaAugust 12, 2020

401(k) Plans 403(b) Plans Asset Management Diversification Forbes Investing Retirement Planning

Are Target-Date Funds A Good Choice For Your 401(k)?

Nearly every retirement plan offers target-date funds as investment options. But are target-date funds a good choice? The age-based method of setting your asset allocation makes sense in some cases, but investors can also stay in a target-date fund too long. Put another way, if your financial situation has evolved…

Kristin McKennaJuly 13, 2020

Asset Management Cash Management Forbes Investing Investing During a Crisis

Is Dollar-Cost Averaging in Volatile Markets Better than Investing a Lump Sum?

How should investors navigate wild swings in the stock market? Investing is never easy, especially during one of the most volatile years in the stock market’s history. Whether you have extra cash sitting on the sidelines or are second-guessing your investment strategy, it’s easy to let hindsight bias or a…

Kristin McKennaJune 23, 2020