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Diversification Forbes Investing

The S&P 500 Is Up 97% Since 2019. What’s The Market Outlook In 2022 And Beyond?

Since 2019, the total return on the S&P 500 is nearly 97% (almost 27% on an average annualized basis).¹ This outperformance is leaving many investors nervous, waiting for the other shoe to drop. Yes, current market conditions certainly imply lower returns for the stock market in the years ahead. But…

Kristin McKennaNovember 15, 2021

Forbes Tax planning Updated for 2021

Worried About Taxes Going Up? 9 Ways To Reduce Tax

While there likely isn't a magic bullet to wipe out your tax bill, there are ways to layer tax-efficiency into your plan. If you're concerned about the possibility of tax rates going up or just looking to reduce your taxable income in 2021, consider these tax planning techniques. (more…)

Kristin McKennaNovember 8, 2021

Asset Management Forbes Investing Retirement Planning

Should You Change Your Asset Allocation in Retirement?

If you recently retired or are planning to, you likely have questions about how to position your investments going forward. Conventional wisdom suggests investors should change their asset allocation in retirement to be more conservative. However, depending on your pre-retirement asset allocation, income sources/needs, and long-term goals, that may not…

Kristin McKennaOctober 11, 2021

401(k) Plans Diversification Employee benefits Financial Planning Forbes Retirement Planning Tax planning Updated for 2021

Net Unrealized Appreciation Rules for Company Stock in a 401(k)

If you have company stock in your 401(k), you may want to consider whether to take advantage of net unrealized appreciation at retirement. Under the net unrealized appreciation rules, employees can roll over the portion of their 401(k) invested in company stock to a brokerage account and pay tax at…

Kristin McKennaSeptember 13, 2021

Charitable giving Forbes IRA Rollover Tax planning Updated for 2022

How to Donate Your RMD Using Qualified Charitable Distributions

Can you give money to charity using your IRA? For individuals 70 1/2 or older - the answer is usually yes. What many retirees don't know is they can donate all, or a portion of, their required minimum distribution (RMD) directly to charity. It's called a qualified charitable distribution or…

Kristin McKennaAugust 30, 2021

Financial Planning Forbes Prioritizing financial goals

Here’s When You Need a Financial Plan – And When You Don’t

Do you need a financial plan? Maybe not. A full written financial plan is a robust analysis as of one point in time. This differs from general financial planning, which the Certified Financial Planner Board describes as advice on how to achieve short and long-term financial goals. You can't have…

Kristin McKennaAugust 9, 2021

Forbes IPO Stock options

5 Stock Option Mistakes to Avoid When Your Company Goes Public

Amidst a flurry of IPOs, many employees are experiencing their first major liquidity event from stock options. Unfortunately, for stock option rookies and veterans alike, there are plenty of potholes you'll want to avoid when your company goes public. The crux of the issue boils down to planning, or lack…

Kristin McKennaJuly 26, 2021

Forbes Tax planning Traditional IRA Updated for 2021 Updated for 2022

Avoid the Double Tax Trap When Making Non-Deductible IRA Contributions

Anyone with earned income can make a non-deductible (after tax) contribution to an IRA and benefit from tax-deferred growth. But it may not be worth it due (in part) to often overlooked ongoing recordkeeping requirements. For many, the biggest risk and most common downfall is significant: paying taxes again when…

Kristin McKennaJuly 13, 2021

Diversification Forbes Investing Managing Risk

Is Bigger Better? Stocks Tend to Underperform After Joining Top 10

With the dominance of the largest U.S. stocks often occupying headlines, it's worth remembering that the biggest companies don't always produce the best returns. In fact, according to research from Dimensional Fund Advisors, historically, stocks tend to underperform after entering the top 10 largest stocks by market capitalization. On average,…

Kristin McKennaJune 14, 2021

Business owners Forbes Sudden Wealth

How to Sell Your Business: What to Do Before, During, and After the Sale

The time has finally come: you're ready to sell your business. Planning for the sale of a small business may seem daunting. Perhaps you're not sure where to begin or how to go about selling a business. To make the process as easy and profitable as possible, you'll want to…

Kristin McKennaMay 24, 2021

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