Here’s When You Need a Financial Plan – And When You Don’t
Do you need a financial plan? Maybe not. A full written financial plan is a robust analysis as of one point in time. This differs
Category: Prioritizing financial goals
Are You Saving Too Much For Your Kids’ College?
With the average cost of college nearing $33,000 per year, few parents have concerns about saving too much for their kids’ college. But that doesn’t
The True Cost of Lifestyle Inflation
Lifestyle inflation happens when your expenses increase along with your income. As earnings increase, it’s natural to want to buy a better car or take
Can You Save Too Much for Retirement?
With regular headlines reporting on the retirement savings shortfall facing many Americans, it may seem odd to consider whether it’s possible to save too much
Should You Pay Off Your Mortgage Early?
Even if you can pay off your mortgage early, should you? If you have excess cash burning a hole in your pocket, consider the opportunity
Using Risk Tolerance and Asset Allocation to Achieve Your Goals
How aggressively you should be invested depends on more than just your risk tolerance. Some investors are much more emotionally risk averse than their goals
Saving for Retirement When Single
Updated for 2021. In 2014, the Bureau of Labor Statistics reported that 50.2 percent of Americans were single. As much of the population delays marriage