Ongoing Financial Advice from a CERTIFIED FINANCIAL PLANNER™ professional
No matter what life brings, the wealth advisors at Darrow are here to help. The Darrow Private Wealth Management Program offers a complete solution to individual investment management and financial advisory needs. Some of the most common planning questions we advise clients on are situational and event-driven.
We proactively reach out to clients every 6 months to help ensure nothing falls through the cracks. Further, all wealth management clients are encouraged to contact us any time they have a question or a change in their situation.
Ongoing Financial Advisory Support is a Critical Part of Building and Protecting Your Wealth
We don’t know what we don’t know. If you are only receiving guidance from a financial advisor when you reach out with a question, how can you be sure nothing will fall through the cracks?
Your financial life will change over time. We’re here to help you manage it
This is not an exhaustive list of our services, please contact a wealth management advisor to discuss your personal situation. Common questions and support areas:
Home Buying and Real Estate
- Mortgage and financing options including early payoff and using home equity
- Vacation homes, rental or investment property, and downsizing
- Insurance and asset protection
Investment Changes
- Changes in your life that require modifications to your investment strategy
- Consolidating old retirement plans
Life Events
- Job transition
- Getting married or divorced
- Inheritance planning and investing
Executive Compensation and Benefits
- Equity-based compensation and stock options
- Review benefit package
- Spousal benefits and other considerations for same-sex couples
- Unexpected job loss or early retirement
- Determining the optimal contribution level to deferred compensation plans or cash balance plans (for business owners and partners)
Estate Planning
- Strategies to avoid probate
- Asset titling
- Trust selection and administration
- How changes to laws (e.g. the Secure Act) may impact your financial situation and estate plan
Asset Protection
- Insurance coverage analysis (life, disability, long-term care)
- Titling of accounts and assets
- Marriage and divorce considerations
Charity and Gifting
- Charitable giving
- Trusts as a charitable vehicle
- Gifting strategies (e.g. cash or stocks)
Intergenerational Planning
- Caring for elder parents or disabled spouse
- Qualifying for Medicaid
- Inheritance planning and wealth transfer strategies
College and Family Planning
- Saving for college
- Using a 529 plan
- Private school affordability
Financial Framework
- Major purchase goals and saving strategies for bonus income or stock options
- Debt management
- Cash flow management, planning, and projections
