Retirement Planning and Wealth Management

Because you’ve been waiting your whole life for this. Whether you are a few decades away from retirement or just a few months, the Darrow team of financial advisors and CERTIFIED FINANCIAL PLANNER™ professionals  professionals can help provide the guidance you need to be retirement-ready.

Retirement planning is an integral part of Private Wealth Management Services. The wealth management program integrates retirement planning with asset management and ongoing support from a financial advisor to help ensure our clients have the freedom to enjoy their success without concern about where they stand financially, no matter what the future brings.

Retirement Planning Wealth Advisors

• Ongoing asset management from an independent, fee-only registered investment advisor and fiduciary
• Semi-annual meetings and ongoing financial planning support
• Creating an income stream during retirement
• Developing assumptions for retirement: income expectations, retirement age, lifestyle, travel
• Navigating payout options for a pension or other deferred compensation
• Review of current savings and investment strategy
• Ways to save for retirement after maxing out a 401(k) or 403(b) plan at work
• Develop recommendations aligned with your goals
• Roth IRA conversion analysis
• What-if analysis (e.g. early retirement, second home purchase)
• Stock options and equity awards as part of your retirement planning and saving strategy
• Leaving a legacy and donating to charity
• Projected cash flows in retirement
• Diversifying your retirement savings from a tax and investment perspective
• Tax-efficient withdrawal strategies in retirement
• Social Security strategies
• Impact of required minimum distributions (RMDs) on your tax situation
• Optimizing 401(k) and IRA distributions to reduce tax impact
• Investment management in retirement: navigating the trade-offs between risk and return
• Medical expenses in retirement and changing care needs (e.g. nursing home, assisted living, and downsizing)
• Medicare and long-term care insurance considerations

Planning for retirement isn’t just about finances. Our team of retirement wealth advisors will take a consultative approach to help walk you through the various other considerations that may arise before or during retirement.

Proud to be an independent wealth management firm since 1987

In 1987, we began helping individuals and families invest in their future.  Now a predominantly female-run second generation family business, we are proud to have the opportunity to help multiple generations of families in the community achieve their wealth and lifestyle goals. Learn about Darrow Wealth Management.

Darrow Wealth Management is a financial planner in the Boston area. As a SEC-registered investment advisor, we offer comprehensive wealth management and investment management for clients locally in Boston, MA and Concord, MA and across the country.

This often enables us to maintain our longstanding relationships as clients move or retire. To learn more about our asset management and financial planning services, please contact us today.