Comprehensive Financial Planning and Modeling
At Darrow, all of our financial plans are developed by a CERTIFIED FINANCIAL PLANNER™ professional. We are also a fee-only registered investment advisor. This means that we do not sell any products or receive commissions; and we have a fiduciary duty to make recommendations that are only in the best interest of our clients.
Financial plans are customized based on your needs. Common topics for analysis may include:
- Retirement income planning projections
- Education and college planning including saving strategies with 529 plans
- Major purchase objectives (e.g. home purchase and financing options)
- Asset allocation and investment management to balance risk and reward
- Investment opportunities for excess cash, an inheritance, or windfall from a liquidity event
- Withdrawal strategies in retirement
- Stock options and equity compensation
- Income tax planning strategies and tax projections
- Disability and survivor income
- Social Security timing and maximization
- Long-term care
- Estate planning and trusts for legacy goals
- Business planning (e.g. starting a business, selling a company)
- Life insurance coverage
- What-if scenario analysis (e.g. annual income if you retired at age 62 vs 65 or how buying a retirement home early may impact your plans)
Your Financial Model also includes:
- Detailed recommendations based on the analysis
- Implementation support from our team
- Cash flow projections
- Net worth projections
- Monte Carlo analysis of goal attainment
Darrow Wealth Management does not provide tax and/or legal advice. Certain circumstances may require us to coordinate with your qualified tax and/or legal advisor.