Comprehensive Financial Planning and Modeling

At Darrow, all of our financial plans are developed by a  CERTIFIED FINANCIAL PLANNER™ professional. We are also a fee-only registered investment advisor. This means that we do not sell any products or receive commissions; and we have a fiduciary duty to make recommendations that are only in the best interest of our clients.

Financial plans are customized based on your needs. Common topics for analysis may include:

  • Retirement income planning projections
  • Education and college planning including saving strategies with 529 plans
  • Major purchase objectives (e.g. home purchase and financing options)
  • Asset allocation and investment management to balance risk and reward
  • Investment opportunities for excess cash, an inheritance, or windfall from a liquidity event
  • Withdrawal strategies in retirement
  • Stock options and equity compensation
  • Income tax planning strategies and tax projections
  • Disability and survivor income
  • Social Security timing and maximization
  • Long-term care
  • Estate planning and trusts for legacy goals
  • Business planning (e.g. starting a business, selling a company)
  • Life insurance coverage
  • What-if scenario analysis (e.g. annual income if you retired at age 62 vs 65 or how buying a retirement home early may impact your plans)

Your Financial Model also includes:

  • Detailed recommendations based on the analysis
  • Implementation support from our team
  • Cash flow projections
  • Net worth projections
  • Monte Carlo analysis of goal attainment

 

Darrow Wealth Management does not provide tax and/or legal advice. Certain circumstances may require us to coordinate with your qualified tax and/or legal advisor.

Learn More - Schedule a Call

Investment Risk Analysis - Stress Testing Your Portfolio and Financial Plan

Stress testing your financial plan

To help assess the feasibility of your retirement and financial goals, we develop a comprehensive financial model to include pre-retirement income and expenses, anticipated living expenses in retirement, contributions to investment accounts, projected Social Security benefits, taxes, life expectancy, inflation, etc. Detailed assumptions about the standard deviation and average expected annual return are added to the plan at the account level.

Stress testing a financial plan and retirement projections can help investors feel more confident in the likelihood they won’t run out of money under different conditions in the financial markets. Learn more.

Fee-Only Financial Advisor

As a fee-only financial advisor, we do not sell securities, investment products, or receive commissions or compensation from 3rd parties.

Fiduciary Investment Advisor

A fiduciary duty means we are legally bound to act at all times for the sole benefit and interest of our clients. This is the highest act of loyalty, trust and care under the law.

Independent Wealth Management

We are also completely independent, so you don’t have to worry about fund family allegiances or other corporate actions that could distance us from our clients.

Financial Modeling as Part of Your Strategic Wealth Plan

Investment Management and Financial Planning - Darrow Wealth Management

Financial Planner near me

Established in since 1987

In 1987, we began helping individuals and families invest in their future.  Now a predominantly female-run second generation family business, we are proud to have the opportunity to help multiple generations of families in the community achieve their wealth and lifestyle goals. Learn about Darrow Wealth Management.

Darrow Wealth Management is a financial planner in the Boston area. As a SEC-registered investment advisor, we offer comprehensive wealth management and investment management for clients locally in Boston, MA and Concord, MA and across the country.

This often enables us to maintain our longstanding relationships as clients move or retire. To learn more about our asset management and financial planning services, please contact us today.

Wealth Management Services

Learn more about working with a CERTIFIED FINANCIAL PLANNER™ professional

Investment Management · Financial Planning

Tax Planning · Retirement Planning

Ongoing Portfolio Management and Advisor Meetings