Financial Planning

Puting all the pieces together in a comprehensive financial plan.

Many of our wealth management clients choose to start with a financial plan. Why do a plan? Creating a comprehensive financial plan is the only way to stitch together your entire financial situation. Using your income, expenses, and other assets, we will analyze how you are tracking towards your (often competing) financial goals, and provide actionable solutions to help you get there.

Why combine financial planning with asset management? By integrating financial planning with investment management and ongoing advisory counsel, our wealth management program aims to help ensure our clients have the freedom to enjoy their success without concern about where they stand financially, no matter what the future brings.

In developing your comprehensive financial plan, we are able to monitor how changes to your current situation trickle down and impact other areas of your financial life, such as cash flows and your tax situation.

Our standards

At Darrow, all of our financial plans are developed and reviewed by Caroline Coderre, CERTIFIED FINANCIAL PLANNER™ or Kristin McFarland, CERTIFIED FINANCIAL PLANNER™. We are also a fee-only registered investment advisor. This means that we do not sell any products or receive commissions; and we have a fiduciary duty to make recommendations that are only in the best interest of our clients.

Financial plans are customized based on your needs. Common topics for analysis may include:

Plans also include:

  • Detailed recommendations based on the analysis
  • Implementation support
  • Cash flow projections
  • Net worth projections
  • Monte Carlo analysis of goal attainment

For Darrow Private Wealth Management clients, comprehensive financial models are created for a flat fee of $5,000.


Darrow Wealth Management does not provide tax and/or legal advice. Certain circumstances may require us to coordinate with your qualified tax and/or legal advisor.