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What to Do in the First 90 Days After a Liquidity Event: Planning Checklist
The first 90 days after a liquidity event are the most important to set the right foundation and preserve your optionality. The priority isn’t making
How Do Employee Stock Options Work? Company Stock Compensation Guide
A company’s equity compensation plan can include two types of stock options: incentive stock options (ISOs) and non-qualified stock options (NSOs). There are other forms
Where to Save After Maxing Out Your 401(k)
Where should you put extra cash after maxing out your 401(k)? If you’re looking for ways to invest after your 401(k) or 403(b) at work,
SpaceX IPO: Employee Lockup Release Dates
SpaceX employee lockup rules and key dates for liquidity.
What is the 4% Rule in Retirement? Risks and Realities
The premise of the 4% rule is simple: retirees can withdraw 4% of their starting retirement portfolio annually, plus inflation, for 30 years with a
How Much Do I Need to Retire Comfortably At 60?
How much money do you need to retire at 60? That depends entirely on how much you plan to spend in retirement. Absent a large
What Happens to Stock Options in a SPAC Merger?
Although the most common way for a company to go public is through the traditional initial public offering (IPO) process, it’s not the only method.
Restricted Stock Units: Taxes, Vesting and Key RSU Facts
Executive Summary: What Are RSUs and How Are They Taxed? Restricted stock units (RSUs) are stock grants from an employer that give employees shares of
Asset Management vs Wealth Management: What’s the Difference?
Asset Management vs Wealth Management Comparison When searching for a financial professional, you may wonder whether you need asset management vs wealth management. How are
What is a Fee-Only Financial Advisor?
What is a Fee-Only Financial Advisor? A fee-only financial advisor is paid exclusively by their clients — typically as a percentage of assets under management
Should You Pay Off Your Mortgage Early or Invest Extra Cash?
The idea of living without a mortgage payment sounds enticing. On the surface, it may also seem like a no-brainer financially…paying off debts is typically
SEP IRA for the Self-Employed: Retirement Planning for Business Owners
Key Details on SEP IRAs The SEP IRA is a type of retirement plan for self-employed business owners (sole proprietors, partnerships, C and S corporations).
Solo 401(k): Self-Employed Retirement Plan
The Individual (or Solo) 401(k) plan is similar to a traditional 401(k) plan, but it’s specifically for business owners without employees. Compared to the other
Can You Contribute to Multiple 401(k)s at Once?
Can I contribute to more than one retirement plan? This is a common question for individuals that have more than one job or run their
Managing Sudden Wealth: What to Do With a Windfall
3 Key Steps to Managing a Financial Windfall Whether the windfall was expected — perhaps from the sale of a business or an upcoming stock
How Stock Options Are Taxed: ISO vs NSO
Tax Implications Of Exercising And Selling Stock Options Key Summary: There are two types of stock options: incentive stock options (ISOs) and non-qualified stock options
Why Non-Deductible IRA Contributions Aren’t Worth It
Investors often ask: should I be making nondeductible IRA contributions? In the majority of cases the answer is no. Why non-deductible? Because many taxpayers earn
7 Ways to Manage Concentrated Stock Positions
Key Summary: A concentrated stock position exposes you to far more risk than the broader market. Diversifying is usually a multi-year process, using multiple strategies