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Bonds Diversification Investing Managing Risk

Stocks vs. Bonds: Differences in Risk and Return Make a Case for Both

Stocks and bonds differ in many aspects, including the risk and return investors can expect. Because of these differences, stocks and bonds accomplish different things in an asset allocation. When you own a stock, you're buying a piece of equity ownership in the company. With bonds, you're buying the issuer's…

Kristin McKennaJanuary 25, 2021

Diversification Forbes Investing Managing Risk Stock options

If You Own Too Much Stock In One Company, It’s a Good Time To Consider Diversifying

Can you own too much of your employer's stock? Undoubtedly, yes. Does holding a lot of company stock create the potential for a large windfall? Also, yes. For employees, it can be difficult to know how much company stock is too much. But identifying a concentrated position is often just…

Kristin McKennaSeptember 21, 2020

Financial Planning Forbes Investing Investing During a Crisis Managing Risk Retirement Planning

Can You Plan For A Stock Market Crash?

Could you have planned for this? Investors of all ages are thinking it: could I have done anything to protect my investments from the swift market decline as a result of the COVID-19 fallout? This question is especially relevant for individuals who planned to retire in the next year, as…

Kristin McKennaApril 21, 2020

Financial Planning Investing Managing Risk Retirement Planning

Stress Testing a Financial Plan Using a Risk Simulation

What happens if…? That’s the million-dollar question. Stress testing a financial plan and retirement projections can help investors feel more confident in the likelihood they won’t run out of money under different conditions in the financial markets. To illustrate why investors need a robust financial model, consider this typical scenario:…

Kristin McKennaApril 15, 2020

Asset Management Forbes Investing Investing During a Crisis Managing Risk

What Happens to the Stock Market After a Recession?

One of the most pressing questions for investors right now is where does the stock market go from here? A recovery following the global downturn in the markets could take many shapes and history can serve as a guide for how long it could take the financial markets to bounce…

Kristin McKennaApril 8, 2020

Forbes Investing Investing During a Crisis Managing Risk Rebalancing

Should You Rebalance Your Investments When the Market is Up or Down?

Whether the market is setting new highs or in the midst of a downturn, investors need to think a few steps ahead to ensure they're prepared when current conditions change—that's where rebalancing comes in. During periods of extreme market volatility, like March 2020, retirement accounts and taxable investment accounts can…

Kristin McKennaApril 6, 2020

Diversification Employee benefits Investing Investing During a Crisis ISOs Managing Risk NQSOs Restricted Stock Awards RSUs SARs Stock options

Don’t Get Taken Down When Your Employer’s Stock Sinks

What can happen if you own too much of your company's stock? The coronavirus outbreak is yet another example of the dangers of having too much company stock. Some C-level executives are required to hold a certain amount, but many employees voluntarily double-down by either holding vested stock or buying…

Kristin McKennaMarch 24, 2020

Asset Management Brokerage Account Building Wealth Cash Management Current events Diversification Early Retirement Investing Investing During a Crisis Managing Risk Retirement Planning

Should You Keep Investing Through a Recession?

There's a lot we know about the current state of the stock market, but we can only make an educated guess as to where the economy goes from here. Both are sobering to think about. As of the writing of this article, we have descended into the fastest bear market…

Kristin McKennaMarch 22, 2020

Asset Management Current events Forbes Investing Investing During a Crisis Managing Risk

The U.S. is in a Bear Market. There Could be a Recession. But This Isn’t 2008.

Are We Headed For Another Financial Crisis? It happened on March 11th: after 11 years, the S&P 500 once again entered a bear market. Defined as a decline of 20% or more from recent highs, this is the first bear market for the popular stock index since the 2008 financial…

Kristin McKennaMarch 21, 2020

Asset Management Asset Protection Cash Management Current events Diversification Forbes Investing Investing During a Crisis Managing Risk

Should You Go To Cash Until The Market Recovers Or Ride It Out?

When the stock market is in turmoil, many investors are tempted to go to cash and wait for the dust to settle before getting back in. One of the issues here is how to time your exit and entry—unlike a flash flood or significant weather event, investors aren't going to…

Kristin McKennaMarch 15, 2020

Managing Risk