Worried About Taxes Going Up? 9 Ways To Reduce Tax
While there likely isn’t a magic bullet to wipe out your tax bill, there are ways to layer tax-efficiency into your plan. If you’re concerned
Category: Updated for 2021
What the 4% Rule Gets Wrong About Retirement Income
The 4% rule is one of the most well-known rules of thumb in personal finance. The premise is simple: retirees can withdraw 4% of their
Will Tax Hikes Hurt Stocks? Impact of Tax Rates on the S&P 500
Between the Biden tax plans and other bills already before Congress, it’s likely that some level of tax legislation will make its way into law
5 Financial Tasks to Prioritize in the New Year
There’s no better time than the present to get your finances ready for a new year. Unfortunately, for many busy professionals, there just isn’t enough
With Mortgage Rates So Low, Is Now a Good Time to Refinance?
With 30-year fixed mortgage rates currently averaging below 3%, it might make sense for homeowners to consider refinancing. Depending on several factors, such as your
Should You Take a Pension or a Lump Sum?
Should You Take a Pension or a Lump Sum? Deciding between a lump sum or receiving pension benefits monthly requires careful planning and consideration. Though
Should You Pay Off Your Mortgage Early or Invest Extra Cash?
Should You Pay Off Your Mortgage Early or Invest Extra Cash? It’s true: the idea of living without a mortgage payment sounds enticing. On the
What History Can Teach Us About Asset Class Diversification in 4 Charts
Setting your asset allocation is like drafting architectural plans when building a home; it provides a map to guide the construction of your investment portfolio.
Social Security Strategies for Married Couples with Unequal Incomes
How should couples file for Social Security benefits if they have unequal incomes? It isn’t always advantageous to wait until age 70 to file for
Should You Always Max Out Your 401(k)? The Downside of Pre-Tax Retirement Accounts
Is it always a good idea to max out your 401(k)? For wealthier retirees or individuals with a sizeable pension, you might not want to