401(k) Plans 403(b) Plans Asset Management Investing Rebalancing Retirement Planning

How Often Should You Rebalance Your 401(k)?

Like any investment account, rebalancing your 401(k) or 403(b) retirement plan is an important part of a successful strategy. Without periodic rebalancing, your asset allocation (the percentage of your account that you distribute between different asset classes, ETFs, and mutual funds) will change over time, causing you to be invested…

Kristin McKennaDecember 21, 2016

Investing U.S. News

5 of the Biggest Risks Facing Investors

This article was originally published on U.S. News by Darrow Wealth Management advisor Kristin McFarland, CFP® When it comes to managing your investments, there can be a lot of factors to consider. However, you don't need a doctorate in economics to avoid making some of the most costly mistakes. By keeping…

Kristin McKennaOctober 19, 2016

Asset Management Investing

Know How You’re Invested

This article was originally published on U.S. News by Kristin McFarland, Wealth Advisor at Darrow Wealth Management. Whether you manage your own money or hire a professional advisor to do so on your behalf, it is important to understand the investment strategy, even if only at a high level. Quite understandably,…

Kristin McKennaAugust 31, 2016

Cash Management Financial Planning Investing Updated for 2020

Are You Holding Too Much Cash?

Updated for 2020. You may want to think twice before taking the old saying cash is king too literally. In the low interest rate environment of the last decade, holding cash will yield a real negative return (after inflation and taxes). Yet there are circumstances where it is advisable to stay…

Kristin McKennaAugust 10, 2016

Asset Management Financial tips for young professionals Investing Prioritizing financial goals Starting to invest

When Should I Start Investing?

Young professionals in their twenties and thirties often ask, when should I start investing? It can be difficult to determine when you're financially stable enough or how much money you need to get started. Although these answers will differ for everyone, it is generally wise to start developing an investment…

Kristin McKennaSeptember 16, 2015

Asset Management Investing Managing Risk Rebalancing Roth IRA

Why Do You Need To Rebalance Your IRA?

Why do you need to rebalance your IRA? Setting up an asset allocation for your traditional or Roth IRA is important to diversify your investments to meet your long terms goals and manage risk. Asset allocation is the composition of your portfolio - the percentage of your investments that will…

Kristin McKennaAugust 19, 2015