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Diversification Forbes Investing Managing Risk

Is Bigger Better? Stocks Tend to Underperform After Joining Top 10

With the dominance of the largest U.S. stocks often occupying headlines, it's worth remembering that the biggest companies don't always produce the best returns. In fact, according to research from Dimensional Fund Advisors, historically, stocks tend to underperform after entering the top 10 largest stocks by market capitalization. On average,…

Kristin McKennaJune 14, 2021

Current events Investing Tax & Estate Planning Tax planning Updated for 2021

Will Tax Hikes Hurt Stocks? Impact of Tax Rates on the S&P 500

Between the Biden tax plans and other bills already before Congress, it's likely that some level of tax legislation will make its way into law before 2022. For investors, there's a concern that tax hikes will hurt stocks, a reasonable conclusion. But historically, tax rates have mostly moved independently from…

Kristin McKennaMay 11, 2021

Brokerage Account Building Wealth Diversification Forbes Investing Managing Risk

Trading vs. Investing: Which Is Better for Long-Term Goals?

Tesla, GameStop, Hertz, Dogecoin: retail traders continue to dominate headlines in the financial news media. Some individuals may be wondering, how is trading different from investing and which is better? For investors saving for long-term goals like retirement, placing speculative bets on single stocks rarely makes sense. But that doesn't…

Kristin McKennaMay 3, 2021

Business owners Cash Management Financial Planning Investing Tax & Estate Planning

What To Do With The Money From The Sale Of Your Business

After selling your business, you may receive a lump sum in cash. Deciding how to allocate and invest the proceeds after selling your business is a big decision that requires careful planning. If you are expecting a sudden windfall, develop a plan to invest the money so you're not sitting…

Kristin McKennaApril 26, 2021

Forbes Investing Retirement Planning

Only 27% of Workers Say They’re on Track for Retirement. Where Do You Stand?

According to a recent survey of U.S. households by Schroders, only 27% of respondents who were still working reported 'very good' and 'fully on track' when asked how they feel about their retirement planning. Even more alarming, only 18% of workers between age 60 - 67 say the same. But…

Kristin McKennaApril 12, 2021

Diversification Investing Investing During a Crisis

6 Crazy Facts About The Stock Market in 2020

We're all ready to put 2020 behind us. But before closing the books, it's worth reflecting on what was a crazy year in the stock market. Here are 6 stunning facts about the stock market in 2020. (more…)

Kristin McKennaMarch 22, 2021

Asset Management Building Wealth Forbes Investing Managing Risk

Should I Invest When the Market is High? Dispelling the Buy Low, Sell High Myth

Most investors realize trying to time the market by always buying low and selling high isn't a realistic endeavor. Yet even with that knowledge, if you have a substantial amount of cash to invest, the thought of investing when the stock market is hovering near all-time highs may give you…

Kristin McKennaMarch 15, 2021

401(k) Plans 403(b) Plans Asset Management Boston financial advisor Choosing a financial advisor Forbes Investing Retirement Planning

Should I Pay Someone To Manage My 401(k)?

Investors can save over three times as much in a 401(k) compared to an IRA, without even including employer contributions. So, it's little surprise that most Americans rely on employer plans to save for retirement. Given the reliance on 401(k) or 403(b) savings, investors may wonder: should I pay someone…

Kristin McKennaMarch 1, 2021

Bonds Forbes Interest rates Investing

What Are Negative-Yielding Bonds? What Happens When Yields Go Negative

In uncertain markets, investors often seek fixed income for the relative safety that bonds provide versus riskier assets like equities. But with interest rates declining since the 80s, bond yields have come under pressure, even falling below zero in some markets. Led by Japan and Europe, about 27% of the…

Kristin McKennaFebruary 22, 2021

Asset Management Infographics Investing

How to Apply an Asset Allocation to Multiple Investment Accounts

Whether you're managing your own investments or working with a financial advisor, setting the right asset allocation is key. But what's the best way to apply an asset allocation to multiple investment accounts? Managing your accounts at the portfolio level vs each account individually is advantageous in many situations. A…

Kristin McKennaFebruary 15, 2021