Investing trends, topics, and money management strategies from professional money managers. The Darrow Wealth blog covers a wide range of topics, such as rebalancing your portfolio, setting your asset allocation, when to consider buying Treasuries, ways to diversify a concentrated stock position, and reasons to diversify globally.
How do bonds work and why buy them in your investment accounts? There are several benefits of investing in bonds. Most notably, bonds provide investors with income, diversification from stocks, and stability compared to riskier asset classes. There’s a lot to know about bonds, but here are the bond basics
One of the most important things to know about bonds is how changes in interest rates affect bond prices, and therefore yields (unless held to maturity). The relationship between interest rates, bond prices, and bond yields is based on a few simple investing principles. Bond prices move inversely to interest
What is a brokerage account? Updated in 2025. A brokerage account is a non-retirement investment account. Essentially, a brokerage account is the opposite of a retirement account like an IRA or 401(k) in nearly every way. There are no restrictions (income, investment options, limited additions, access, etc.) or tax benefits.
Updated for 2025. What should you do with excess cash? If you are holding too much cash, consider how to use the extra money to your benefit. If you have extra cash in the bank, you may be wondering if you should invest the money or pay down debt. Assuming
Asset Management vs Wealth Management When searching for a financial professional, you may wonder whether you need asset management vs wealth management. How are they different? Advisory firms offer a range of services and may specialize in one area too. With so many synonyms for financial advisors, it’s hard to
Amidst the vast uncertainty in the markets right now, it’s more important than ever for investors to understand the benefits—and limitations—of diversification. Having the right investment mix for your situation is critical in good times in the financial markets and during downturns. While you can’t control the ups and downs
This article was written by Darrow advisor Kristin McKenna, CFP® and originally published by Forbes.
Tax-loss harvesting is the process of selling an investment that has lost value in your portfolio to ‘realize’ the loss for tax purposes. Investors can use this loss to offset taxable capital gains and potentially reduce ordinary income by up to $3,000 for the year. The remainder can be carried
Setting your asset allocation is like drafting architectural plans when building a home; it provides a map to guide the construction of your investment portfolio. Developing an asset allocation is a multi-step process, which is challenging for many investors, and for good reason. A Google search for the term “how
There’s plenty for investors to worry about when their financial livelihood is on the line. When planning for major financial decisions such as retirement, individuals often focus on the severity of a market downturn, underestimating the impact that timing and cash flows can have on their portfolio. The sequence of