Asset Management Diversification Forbes Investing Investing During a Crisis Managing Risk

During Times of Market Volatility, Focus on What You Can Control

Amidst the vast uncertainty in the markets right now, it's more important than ever for investors to understand the benefits—and limitations—of diversification. Having the right investment mix for your situation is critical in good times in the financial markets and during downturns. While you can't control the ups and downs…

Kristin McKennaMarch 11, 2020

Forbes Investing Real Estate

Is It Just a Myth That Real Estate is a Better Investment Than Stocks?

Owning real estate can certainly pay off, but to say it's unequivocally a better investment than putting money in the financial markets is short-sighted. Over the years I've spoken with numerous investors who ended up renting their home when they moved instead of selling, buying an income property just because…

Kristin McKennaMarch 5, 2020

Asset Management Building Wealth Current events Diversification Investing Investing During a Crisis Managing Risk Rebalancing

How Do Bonds Perform During a Recession?

The globalized nature of the world economy makes diversification a tall task. Although past performance is not indicative of future results, history is a helpful lens to view stock vs bond performance during past recessions or bear markets. Volatility in the financial markets also highlights the benefits—and limitations—that diversification can…

Kristin McKennaMarch 4, 2020

Cash Management Current events Debt Management Home buying Interest rates Investing Mortgages Real Estate Updated for 2020

Is Refinancing Your Mortgage Worth It? Here’s How Much You Could Save

How much can refinancing your mortgage save you? Mortgage rates are currently very low - the average 30-year mortgage is now 3.50%. It might make sense for homeowners to consider refinancing. How much could you save from refinancing your mortgage? Here's how to tell if refinancing your mortgage is worth…

Kristin McKennaMarch 2, 2020

Asset Management Asset Protection Current events Diversification Investing Managing Risk

A Market Update on the Impact of the Coronavirus

Putting recent volatility into perspective The COVID-19 virus has roiled the global financial markets in recent days, dominating the headlines. Although the virus does present real risks, it's important to put the recent volatility into perspective. (more…)

Kristin McKennaFebruary 27, 2020

Cash Management Forbes Investing Retirement Planning

Investing Beyond Your 401(k): How To Do It And Why You Should

This article was written by Darrow advisor Kristin McKenna, CFP® and originally published by Forbes. (more…)

Kristin McKennaDecember 3, 2019

Forbes Investing

Figuring Out What To Do With A Windfall

Figuring Out What To Do With A Windfall Whether sudden or expected, a financial windfall can come in many different forms: an inheritance, selling a business, stock options, distributions from a trust, or even winning the lottery. How to best use the proceeds from a windfall depends on a number…

Kristin McKennaNovember 20, 2019

Asset Management Brokerage Account Investing Rebalancing Tax planning Updated for 2020

Is Tax-Loss Harvesting a Good Idea?

Tax-loss harvesting is the process of selling an investment that has lost value in your portfolio to 'realize' the loss for tax purposes. Investors can use this loss to offset taxable capital gains and potentially even reduce ordinary income by up to $3,000 in the current year. The remainder (if…

Kristin McKennaOctober 22, 2019

401(k) Plans Brokerage Account Cash Management Early Retirement Infographics Investing Roth IRA Secure Act Traditional IRA Updated for 2020

I Maxed Out My 401(k), Now What? What to Do After Maxing Out Your 401(k)

Ways to Invest After Maxing Out a 401(k) Wondering what to do after maxing out your 401(k)? If you're looking for ways to save outside of your retirement plan, most individuals have three options: a brokerage account, Traditional IRA, or Roth IRA. Looking for ways to invest after maxing out…

Kristin McKennaOctober 8, 2019

Cash Management Financial Planning Infographics Investing Retirement Planning Secure Act Tax planning Traditional IRA Updated for 2020

Non-Deductible IRA Contributions Aren’t Worth It – Here’s Why

5 reasons you shouldn't make nondeductible contributions to an IRA Are non-deductible IRA contributions worth it? Most high-income individuals are unable to make tax-deductible contributions to a traditional IRA due to IRS limits, yet their earnings level may allow the capacity to save more after maxing out a 401(k). Although any…

Kristin McKennaJuly 23, 2019