Are You Holding Too Much Cash?
March 18, 2025
You may want to think twice before taking the old saying cash is king too literally. Keeping cash is important, but it’s no way to build
The Private Wealth Management Program combines ongoing investment management and financial advisory support to help ensure you get on track and stay on track, no matter what challenges life throws at you along the way.
All of our new clients begin with a comprehensive review of their goals, current financial situation and strategy to identify risks, opportunities, and planning priorities.
Our team of experienced wealth advisors includes CERTIFIED FINANCIAL PLANNER™ professionals, CPA, and AEP® designations. Over the long-term, we have helped clients navigate a variety of situations that have ranged from common to very unique.
Financial planning is really a “catch-all” bucket for everything else that may impact you over the course of your life. Much of what we do in the beginning with new clients typically centers around employee benefits, college planning, managing cash flows, stock options, and short-term goals. Financial planning at Darrow is a highly personalized service, so it really just depends on what your specific needs are.
As a fee-only financial advisor, we do not sell securities, investment products, or receive commissions or compensation from 3rd parties.
A fiduciary duty means we are legally bound to act at all times for the sole benefit and interest of our clients. This is the highest act of loyalty, trust and care under the law.
We are also completely independent, so you don’t have to worry about fund family allegiances or other corporate actions that could distance us from our clients.
The financial markets don’t just go up. Understanding your investment risk is key at any age. We have the tools and expertise to help clients understand where they stand financially and assess various risks and opportunities.
By stress testing a financial plan or changes to your goals with a Monte Carlo analysis, investors can feel more confident their portfolio can withstand a variety of different market conditions without jeopardizing their financial goals.
We’ve seen a lot since 1987, but we know that you can’t always plan for everything. Life is sure to bring surprises – both good and bad. However, there are a number of situations we frequently work to help clients plan for or address.
There is an almost unlimited number of unique situations that can arise over a lifetime. Don’t you want a trusted partner to help you navigate what comes your way, along the way?
Darrow Wealth Management is a fee-only financial advisory firm and fiduciary investment advisor. As a SEC-registered investment advisor, we offer comprehensive wealth management and investment management for clients nearby in Boston, MA and Needham, MA and across the country.
Our team of advisors have broad and deep experience and education in the fields of investment management, financial planning, estate planning and tax. This includes:
No. Our model is built around ongoing advisory relationships, not event-based advice or one-time financial plans.
Financial planning services are only offered to wealth management clients as part of an ongoing long-term relationship, which includes investment management, tax planning, retirement planning, and other services, which are customized based on the needs of the client.
It's a common misconception that fee-only financial advisors charge hourly, flat fees, or on a project basis. The model for many fee-only planners is an assets under management (AUM) model. The term fee-only means the firm does not receive commissions or sell financial products.
Yes. Darrow's wealth management program has a $2M minimum in assets under management. Financial planning is only offered through the wealth management program.
You may want to think twice before taking the old saying cash is king too literally. Keeping cash is important, but it’s no way to build
Don’t stress out about every headline, stress test your retirement plan with a Monte Carlo analysis instead. Stress testing a retirement plan using a Monte
Key Summary: After selling a business, take your time with big decisions and know your after-tax proceeds before doing anything. A financial planner can help