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How Stock Options Are Taxed: ISO vs NSO
Tax Implications Of Exercising And Selling Stock Options Key Summary: There are two types of stock options: incentive stock options (ISOs) and non-qualified stock options
Why Non-Deductible IRA Contributions Aren’t Worth It
Investors often ask: should I be making nondeductible IRA contributions? In the majority of cases the answer is no. Why non-deductible? Because many taxpayers earn
7 Ways to Manage Concentrated Stock Positions
Key Summary: A concentrated stock position exposes you to far more risk than the broader market. Diversifying is usually a multi-year process, using multiple strategies
Selling Shares When the Lockup Ends: Managing Equity and Liquidity Post-IPO
Selling Stock When Your IPO Lockup Expires If you have stock or options at a private company that’s going public, you need a plan for
Are Bonds Safe During a Recession or Market Crash?
What happens to bonds in a recession or market crash? Historically, bonds have offered stability in volatile markets. Although past performance is not indicative of
What Does an IPO Mean for Stock Options? What Happens to Employees When a Company Goes Public
Whether you work for a private company about to IPO or one that’s recently gone public, you may wonder what that means for employees and
ISO Taxes: How AMT and AMT Credits Work + Avoiding AMT on ISO Exercises
If you have incentive stock options, you’ve probably heard of the alternative minimum tax (AMT). Essentially, the alternative minimum tax is a prepayment of taxes.
Should You Exercise Stock Options Before An IPO?
Is exercising stock options right before a company goes public a good idea? With SpaceX, OpenAI, Anthropic, and others set to go public in 2026,
Qualified Small Business Stock: QSBS Tax Exemption for Startup Shares
Key takeaway: If you have qualified small business stock you can exclude up to 100% of the capital gain from federal taxes. In most cases,
How to Donate Stock to Charity: Donor-Advised Funds
Updated for 2026. Donating appreciated stocks to charity can be a great way to maximize your tax benefits and charitable goals. When you donate cash
How Your Brokerage Account is Taxed
What is a brokerage account and why should I open one? How is a brokerage account taxed? Brokerage accounts (also called non-qualified accounts) are taxed
What You Need to Know About Capital Gains Tax
What is capital gains tax? When you sell an asset like a stock or a home, your gain could be taxable. The tax rate will
2026 IRS Contribution Limits For IRAs, 401(k)s & Tax Brackets
The IRS released the 2026 401(k), 403(b), and SEP IRA contribution limits. There are changes to nearly all the contribution and income limits, including new
10b5-1 Trading Plans: Sales Strategies for Insiders
Rule 10b5-1 allows insiders to create pre-arranged trading plans as a way to remain compliant when managing their stock compensation. When structured properly, a 10b5-1
Options and Rules When Inheriting an IRA From a Parent
What to do after inheriting an IRA from a parent If you’ve inherited an IRA from a parent, you may be wondering what your options
Should You Take a Pension or a Lump Sum?
Should You Take a Pension or a Lump Sum? Deciding between a lump sum or receiving pension benefits monthly requires careful planning and consideration. Though
Major Tax Changes: The 2025 One Big Beautiful Bill (OBBB)
The “One Big Beautiful Bill Act” (OBBB Act), signed into law by President Trump on July 4, 2025, represents a massive overhaul of federal tax
Should I Accept a Tender Offer For My Stock?
Accepting a tender offer means the company buys back some of your stock or options. While it won’t always make sense to accept, any opportunity