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What is a Fiduciary Financial Advisor?
What is a fiduciary financial advisor and why do you need one? A full-time fiduciary financial advisor has a legal obligation to act in the
Living Off Dividends: Another Retirement Myth?
The idea of living off dividends in retirement sounds nice, but it’s challenging. What investors don’t always realize is how much money they’ll need invested
How to Donate Your RMD Using Qualified Charitable Distributions
Updated for 2024. Can you give money to charity using your IRA? For individuals 70 1/2 or older – the answer is usually yes. What
What Does it Mean to Early Exercise Stock Options?
If you work for a private company or startup, you may be able to exercise your stock options early. With an early exercise, employees buy
How to Donate Stock to Charity: Donor-Advised Funds
Giving appreciated stocks can be a great way to maximize your gift to charity and your tax benefits. When you donate cash, you’re giving after-tax
Here’s When You Need a Financial Plan – And When You Don’t
Do you need a financial plan? Maybe not. A full written financial plan is a robust analysis as of one point in time. This differs
Avoid the Double Tax Trap When Making Non-Deductible IRA Contributions
Updated for 2024. Anyone with earned income can make a non-deductible (after tax) contribution to an IRA and benefit from tax-deferred growth. But it may
Explaining the Backdoor Roth and Mega Backdoor Roth IRA
Updated for 2024. Many individuals have heard of the backdoor Roth before, but the mega backdoor Roth is getting a lot of attention recently. Here
Will Tax Hikes Hurt Stocks? Impact of Tax Rates on the S&P 500
Between the Biden tax plans and other bills already before Congress, it’s likely that some level of tax legislation will make its way into law
Trading vs. Investing: Which Is Better for Long-Term Goals?
Tesla, GameStop, Hertz, Dogecoin: retail traders continue to dominate headlines in the financial news media. Some individuals may be wondering, how is trading different from
What To Do With The Money From The Sale Of Your Business
After selling your business, you may receive a lump sum in cash. Deciding how to allocate and invest the proceeds after selling your business is
What Happens to Stock Options in a SPAC Merger?
Although the most common way for a company to go public is through the traditional initial public offering (IPO) process, it’s not the only method.
Managing Stock Options in a Direct Listing – Going Public Without an IPO
What happens to stock options if a company goes public without an IPO? A Direct Public Offering (DPO) or direct listing is a way for
What Does an IPO Mean for Employees? What to Do When Your Company Goes Public.
What does an IPO mean for employees? And what should you do when your company is about to go public? For early-stage employees and executives with
How to Apply an Asset Allocation to Multiple Investment Accounts
Whether you’re managing your own investments or working with a financial advisor, setting the right asset allocation is key. But what’s the best way to
Bond Basics: How Bonds Work and the Benefits of Investing in Bonds
How do bonds work and why buy them in your investment accounts? There are several benefits of investing in bonds. Most notably, bonds provide investors
Are You Saving Too Much For Your Kids’ College?
With the average cost of college nearing $33,000 per year, few parents have concerns about saving too much for their kids’ college. But that doesn’t
Stocks vs. Bonds: Differences in Risk and Return Make a Case for Both
Stocks and bonds differ in many aspects, including the risk and return investors can expect. Because of these differences, stocks and bonds accomplish different things