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Living Off Dividends: Another Retirement Myth?
The idea of living off dividends in retirement sounds nice, but it’s challenging. What investors don’t always realize is how much money they’ll need invested
Should You Change Your Asset Allocation in Retirement?
If you recently retired or are planning to, you likely have questions about how to position your investments going forward. Conventional wisdom suggests investors should
Net Unrealized Appreciation Rules for Company Stock in a 401(k)
If you have company stock in your 401(k), you may want to consider whether to take advantage of net unrealized appreciation at retirement. Under the
How to Donate Your RMD Using Qualified Charitable Distributions
Updated for 2023. Can you give money to charity using your IRA? For individuals 70 1/2 or older – the answer is usually yes. What
What Does it Mean to Early Exercise Stock Options?
If you work for a private company or startup, you may be able to exercise your stock options early. With an early exercise, employees buy
How to Donate Stock to Charity: Donor-Advised Funds
Giving appreciated stocks can be a great way to maximize your gift to charity and your tax benefits. When you donate cash, you’re giving after-tax
Here’s When You Need a Financial Plan – And When You Don’t
Do you need a financial plan? Maybe not. A full written financial plan is a robust analysis as of one point in time. This differs
5 Stock Option Mistakes to Avoid When Your Company Goes Public
Amidst a flurry of IPOs, many employees are experiencing their first major liquidity event from stock options. Unfortunately, for stock option rookies and veterans alike,
Avoid the Double Tax Trap When Making Non-Deductible IRA Contributions
Updated for 2023. Anyone with earned income can make a non-deductible (after tax) contribution to an IRA and benefit from tax-deferred growth. But it may
Explaining the Backdoor Roth and Mega Backdoor Roth IRA
Updated for 2023. Many individuals have heard of the backdoor Roth before, but the mega backdoor Roth is getting a lot of attention recently. Here
Is Bigger Better? Stocks Tend to Underperform After Joining Top 10
With the dominance of the largest U.S. stocks often occupying headlines, it’s worth remembering that the biggest companies don’t always produce the best returns. In
How to Sell Your Business: What to Do Before, During, and After the Sale
The time has finally come: you’re ready to sell your business. Planning for the sale of a small business may seem daunting. Perhaps you’re not
Will Tax Hikes Hurt Stocks? Impact of Tax Rates on the S&P 500
Between the Biden tax plans and other bills already before Congress, it’s likely that some level of tax legislation will make its way into law
4 Ways the Secure Act 2.0 Would Change Retirement Planning
If passed, the ‘Secure Act 2.0’ would significantly alter the retirement landscape. Officially called the Securing a Strong Retirement Act of 2021, the bill is
Trading vs. Investing: Which Is Better for Long-Term Goals?
Tesla, GameStop, Hertz, Dogecoin: retail traders continue to dominate headlines in the financial news media. Some individuals may be wondering, how is trading different from
What To Do With The Money From The Sale Of Your Business
After selling your business, you may receive a lump sum in cash. Deciding how to allocate and invest the proceeds after selling your business is
What Happens to Stock Options in a SPAC Merger?
Although the most common way for a company to go public is through the traditional initial public offering (IPO) process, it’s not the only method.
Only 27% of Workers Say They’re on Track for Retirement. Where Do You Stand?
According to a recent survey of U.S. households by Schroders, only 27% of respondents who were still working reported ‘very good’ and ‘fully on track’