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What Happens to Stock Options When a Public Company Goes Private?
With so much emphasis on IPOs, investors are sometimes surprised when publicly traded companies decide to go private. There are many reasons a company may
Inheriting a Trust Fund: Distributions to Beneficiaries
Key Summary If you’re inheriting a trust fund, you likely have questions about how the distribution payouts to beneficiaries work and the tax implications. Trusts
Should You Take an Early Retirement Package? What to Look for in a Buyout Offer
Deciding whether or not to take the offer of a voluntary early retirement package or buyout from an employer is a big decision. Taking an
Should You Use Retirement Accounts to Delay Social Security Benefits?
When your paychecks stop, you’ll have to decide where to turn for retirement income. Many individuals have several options: cash savings, IRAs and retirement accounts,
What To Do With Excess Cash: 7 Ways to Use Extra Savings
Updated for 2025. What should you do with excess cash? If you are holding too much cash, consider how to use the extra money to
3 Strategies to Minimize Taxes on Required Minimum Distributions (RMDs)
Looking for ways to minimize taxes on RMDs? For wealthy retirees, mandatory distributions from retirement accounts can cause taxes to increase sharply. As with all
How Does an IRA Rollover Work?
How to roll over a 401(k) to an IRA in 5 steps Rolling over an old 401(k) after you leave your job is easy, but
What Happens To Stock Options If You Are Laid Off?
Losing your job is stressful. If you’ve been laid off, you may be wondering what will happen to your stock options or restricted stock units.
Should You Start Saving for College Before You Have Kids?
Couples with strong cash flows may be eager to start planning for the future. With extra cash laying around, some investors may decide to start
Are Financial Advisors Worth the Cost? It’s Not Just the Value of Your Time
Are Financial Advisors Worth the Cost? How much does it cost to work with a financial planner? And is it worth it? For some, not
Should Married Couples Use Joint or Separate Trusts?
Key Summary In many situations, couples will use a joint revocable living trust or serve as co-trustees on separate trusts for ease of management during
What Happens to Stock Options After a Failed IPO?
What Happens to Stock Options After a Failed IPO? WeWork (now called The We Company) was just steps from a historic initial public offering when
Is Tax-Loss Harvesting a Good Idea?
Tax-loss harvesting is the process of selling an investment that has lost value in your portfolio to ‘realize’ the loss for tax purposes. Investors can
How a Roth IRA Could Make Your Kid a Millionaire
Updated for 2023. For most parents, it’s a trifecta: help your kids learn about investing, save for retirement, and get fast-tracked to becoming a millionaire.
Calculating How Much Charitable Donations Will Reduce Taxes
How much charitable giving will reduce taxes depends on what you donate. The tax deductions for charitable giving will vary for donations of cash, stock,
What History Can Teach Us About Asset Class Diversification in 4 Charts
Setting your asset allocation is like drafting architectural plans when building a home; it provides a map to guide the construction of your investment portfolio.
How the Timing of a Stock Market Crash Can Impact a Retirement Plan
There’s plenty for investors to worry about when their financial livelihood is on the line. When planning for major financial decisions such as retirement, individuals
Social Security Strategies for Married Couples with Unequal Incomes
How should couples file for Social Security benefits if they have unequal incomes? It isn’t always advantageous to wait until age 70 to file for