Hold Cash or Invest? History Shows Cash Isn’t King for Long
Should you hold cash or invest in the market? Attractive yields on savings and cash-like investments can make it tempting to hold cash instead of
Category: Interest rates
In a world where rising and falling interest rates can drastically change your plans, the Darrow Wealth advisors offer insights on rising rates, mortgages with adjustable or fixed rates, changing opportunities in fixed income, refinancing, structuring major purchases, student loans, cash versus debt considerations, and more.
What to Do With Cash When Interest Rates Rise
Good news is hard to find in the financial markets this year. But there is one silver lining: cash is worth something again. So if
Should You Pay Off Your Mortgage Before Retirement?
Is retiring with a mortgage a good idea? Most individuals will jump through hoops to live mortgage-free, regardless of whether it makes the most sense
Should You Buy Treasuries?
With interest rates going up, Americans are rushing into U.S. Treasuries at a record pace. Wondering if you should buy Treasury notes or bills in
Considering an Adjustable Rate Mortgage (ARM) When Rates Rise
Interest rates are rising, and that’s bad news for homebuyers. The national average rate on a 30-year fixed mortgage is now over 5%. After being
When Will Inflation Return to Normal? It Might Be a While.
After many years of stubbornly low inflation, we are now in an environment we haven’t seen for 40 years. Prices are going up – fast.
2 Reasons Taming Inflation Won’t Be Easy
Inflation is at 40-year highs. The Federal Reserve has started raising interest rates to cool the economy and tame inflation. But it won’t be easy.
Does the Fed Funds Rate Affect Mortgage Rates and Interest on Cash Savings?
What does it mean for investors, homebuyers, and individuals with short-term cash deposits when the Federal Reserve raises interest rates? While rates don’t move in
Returns of Stocks and Bonds Before, During, and After Interest Rate Hikes (Charts)
The Federal Reserve is going to be raising interest rates (via the target Federal Funds rate). This is likely to happen next month. Rising interest
Why is the Bond Market Down?
As a lifelong Patriots fan, I subscribe to the do your job mantra. In a portfolio, every asset class has a job to do. For