Restricted Stock Units: What You Need to Know About Your Grant

Everything you need to know about your Restricted Stock Units (RSUs)

What are RSUs and how do they work? What are the tax implications? How do RSUs differ from stock options? Restricted stock unit holders may have a lot of questions about their equity awards after receiving a grant, so it’s important to understand what restricted stock units are and the best way to maximize the value of equity compensation.

The Restricted Stock Unit Guide will cover:

What RSUs are
The taxation of restricted stock units
Strategies for selling
What happens to restricted stock units after an IPO
Vesting of RSUs
Restricted stock units vs restricted stock awards
What to expect after a merger or acquisition
RSUs vs stock options
What happens if you leave your job?
Public and private company considerations
Risks of holding company stock and diversification strategies
Investing a windfall
Integrating the proceeds into your financial plan

Download the Guide to Managing Your RSUs

The guide will be sent to the email address you provide.

Resources to help you manage your restricted stock units

Our team of CFP® professionals can work to help you:

Discuss your short and long-term goals to identify how to best utilize restricted stock units in your financial plan
Develop a strategy to allocate a windfall from stock proceeds across multiple goals and financial objectives
Understand your risk tolerance to help ensure that a concentrated stock position is adequately diversified when looking at your complete financial picture
Consider how RSUs may fit into your retirement planning strategy
Quantifying your financial risk with a stress test analysis if you choose to hold your RSUs after vesting
Understand what happens if you leave your job prior to vesting
Reviewing terms of an M&A agreement to help assess the impact on your financials
Develop liquidation strategies after an IPO or merger
Integrate tax-aware planning and balancing tax consequences with investment risk