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How to Apply an Asset Allocation to Multiple Investment Accounts
Whether you’re managing your own investments or working with a financial advisor, setting the right asset allocation is key. But what’s the best way to
Bond Basics: How Bonds Work and the Benefits of Investing in Bonds
How do bonds work and why buy them in your investment accounts? There are several benefits of investing in bonds. Most notably, bonds provide investors
How Do Interest Rates Affect Bonds? Relationship Between Rates, Bond Prices and Yields
One of the most important things to know about bonds is how changes in interest rates affect bond prices, and therefore yields (unless held to
How Much Money Do You Need to Retire Comfortably At 60?
How much money do you need to retire at 60? That depends entirely on how much you plan to spend in retirement. Absent a large
What Happens to Stock Options When a Public Company Goes Private?
With so much emphasis on IPOs, investors are sometimes surprised when publicly traded companies decide to go private. There are many reasons a company may
What is a Brokerage Account? Reasons to Use a Brokerage Account
What is a brokerage account? A brokerage account is a non-retirement investment account. Essentially, a brokerage account is the opposite of a retirement account like
Putting A Lump Sum Towards Your Mortgage Won’t Lower Your Payment
Putting extra cash towards your mortgage doesn’t lower your payment If you have extra cash and are considering putting it towards paying down your mortgage
Inheriting a Trust Fund: Distributions to Beneficiaries
If you’re inheriting a trust fund, you likely have questions about how the distribution payouts to beneficiaries work and the tax implications. While general information
Should You Take an Early Retirement Package? What to Look for in a Buyout Offer
Deciding whether or not to take the offer of a voluntary early retirement package or buyout from an employer is a big decision. Taking an
Should You Use Retirement Accounts to Delay Social Security Benefits?
When your paychecks stop, you’ll have to decide where to turn for retirement income. Many individuals have several options: cash savings, IRAs and retirement accounts,
What You Need to Know About Capital Gains Tax (2025)
Updated for 2024 and 2025. What is a capital gains tax? When you sell an asset like a stock or a home, your gain could
What To Do With Excess Cash: 7 Ways to Use Extra Savings
Updated for 2025. What should you do with excess cash? If you are holding too much cash, consider how to use the extra money to
3 Strategies to Minimize Taxes on Required Minimum Distributions (RMDs)
Looking for ways to minimize taxes on RMDs? For wealthy retirees, mandatory distributions from retirement accounts can cause taxes to increase sharply. As with all
How Does an IRA Rollover Work?
How to roll over a 401(k) to an IRA in 5 steps Rolling over an old 401(k) after you leave your job is easy, but
Asset Management vs Wealth Management: What’s the Difference?
Asset Management vs Wealth Management When searching for a financial professional, you may wonder whether you need asset management vs wealth management. How are they
What Happens To Stock Options If You Are Laid Off?
Losing your job is stressful. If you’ve been laid off, you may be wondering what will happen to your stock options or restricted stock units.
With Mortgage Rates So Low, Is Now a Good Time to Refinance?
With 30-year fixed mortgage rates currently averaging below 3%, it might make sense for homeowners to consider refinancing. Depending on several factors, such as your
During Times of Market Volatility, Focus on What You Can Control
Amidst the vast uncertainty in the markets right now, it’s more important than ever for investors to understand the benefits—and limitations—of diversification. Having the right