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Exercising Stock Options
When’s the best time to exercise your stock options? With stock options, employees have the right (not obligation) to buy the shares. When you exercise
What is a Stepped Up Basis? Cost Basis of Inherited Stock and Other Assets
A step-up in basis is a tax advantage for individuals who inherit stocks or other assets, like a home. A stepped up basis can apply
7 Ways to Buy a New Home Before Selling Your Current House
Can I buy another house before I sell mine? Updated for 2025. Because who wants to move twice? To buy a new house while selling
What’s The Best Thing To Do With A Large Inheritance?
After receiving a large inheritance from a loved one, you may wonder: what’s the best thing to do with it? As you consider what approach
How Are Stock Options Taxed?
Tax implications of exercising and selling stock options If you have stock options as a large part of your income, taxes are especially important. There
Why Non-Deductible IRA Contributions Aren’t Worth It
Updated for 2024 – 2025. Investors often ask: should I be making nondeductible IRA contributions? In the vast majority of cases the answer is no.
What Does an IPO Mean for Stock Options? What Happens to Employees When a Company Goes Public
Whether you work for a private company about to IPO or one that’s recently gone public, you may wonder what that means for employees and
Qualified Small Business Stock (QSBS): Explaining the Gain Exclusion
If you invested in a startup or small business (founders, employee exercise of stock options, business owner), you need to know about qualified small business
How to Find a Fiduciary Financial Advisor
Looking to find fiduciary financial advisors and wealth managers? Only fiduciary advisors are legally bound to act in your best interest at all times. Here
2025 IRS Contribution Limits For IRAs, 401(k)s & Tax Brackets
The IRS released the 2025 401(k), 403(b), and SEP IRA contribution limits, including a new special catch-up contribution for workers age 60 to 63. The
How Often Should You Rebalance Your 401(k)?
Rebalancing your 401(k) and investment portfolio is an important part of a successful investment strategy. Your asset allocation is the percentage of your portfolio that
What To Do With The Money From The Sale Of Your Business
Selling your business for cash? Deciding how to allocate and invest the proceeds after the sale of your company is a big decision that requires
What Happens to Your Stock When a Company is Bought?
If your company (e.g. the target company) is getting acquired, you’ll want to understand what happens to your stock. When a company buys another company,
Sudden Wealth: Managing a Large Financial Windfall
Next steps after a sudden wealth event or cash windfall Wondering what to do with a sudden financial windfall? Whether the windfall was expected, perhaps
Should I Put My Assets in a Trust? Top 3 Benefits of Living Trusts
Do I need a revocable living trust? Choosing whether to fund a trust with your assets is an important decision in the estate planning process.
What to Do After Maxing Out Your 401(k)
Wondering where to invest after maxing out your 401(k)? If you’re looking for ways to invest after your 401(k) or 403(b) at work, you likely
SEP IRA for the Self-Employed: Tax & Retirement Planning for Small Business Owners
Updated for 2024. The Simplified Employee Pension (SEP IRA) is a type of a traditional IRA adopted by self-employed small business owners (sole proprietors, partnerships, C
What To Do After Inheriting A Retirement Account From A Parent
Just inherited an IRA from a parent? Here are the distribution rules. If you’ve just inherited a retirement account like an IRA or 401(k) from